Home Equity Loans

Whether your home is in need of improvements, you are financing a college education, or you are in need of additional cash flow, GWSB offers a variety of Home Equity Loan products that can help you make the equity in your home work for you. Please call or visit a location near you and speak with a Customer Service Associate regarding specific term/rate/fee information and determine which product is best for you.

Fixed Rate Equity Loan

• Fixed rate through the term of the loan
• 4-10 year terms available
• One-time lump sum payout
• Borrow up to 80% of appraised value less prior mortgage/lien balances

Home Equity Line of Credit

• Variable rate
• 7 year term; interest only minimum with final balloon payment.
• Access available loan funds with checks

Home Improvement Equity Loan

• Loan funds must be used for home improvement
• Fixed rate through term of loan
• 4-10 year terms available
• One-time lump sum payout
• Borrow up to 80% of appraised value less first mortgage balances

Click here for NECESSARY APPLICATION DOCUMENTS.

Automobile Loans

Whether it is time to buy that new or used car or to establish positive credit, GWSB offers loans to help you achieve your goals.

• Fixed rate & term with Principal and Interest payments due monthly
• 12-60 month terms
• New and Used Vehicle financing

Share Loans

Share loans are loans secured by the borrowers Savings Account or Certificate of Deposit.

• Rate is 3% over the current rate of earning on the deposit account securing the loan
• Term is lesser of 2 years or the maturity date of the account securing the loan
• Borrow up to 95% of the balance of the account securing the loan
• Varied payback options which include: lump sum, balloon and term