GWSB Online Banking Frequently Asked Questions
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Frequently Asked Banking Questions
Are my deposit accounts FDIC insured?
How do I set up Direct Deposit of my payroll check?
How do I set up Direct Deposit of my Social Security check?
Can I get assistance about my account by phone?
What products can I apply for online?
Is interest paid on my checking account?
Can I open an account if I don't live in the United States? What if I live in the United States but am not a citizen yet?
Can I do all of my banking with you?
How frequently is my information updated?
Are wire transfers possible to and from my checking account?
How do I make a deposit to my account from a remote location?
When do I have access to use Internet Banking?
A: Yes! Each individual customer's account is insured by the FDIC up to $100,000 per account, subject to FDIC regulations.
Q: How do I set up Direct Deposit of my payroll check?
A: After your checking application has been approved, you will receive our routing and transit number and your account number. If your employer participates in a direct deposit program, simply provide this information to the human resources or payroll department at your company, and your direct deposit will usually begin within thirty days.
Q: How do I set up Direct Deposit of my Social Security check?
A: After your checking application has been approved, you will receive our routing and transit number and your account number. Simply contact Social Security at 1-800-772-1213 to set up your direct deposit.
Q: Can I get assistance about my account by phone?
A: Yes! Account information is available with our Customer Service Representatives during business hours at any of our offices, or by accessing our internet banking services.
Q: What products can I apply for online?
A: We have a variety of business and personal accounts. Check out our Products & Services page to see which accounts you can apply for online. Upon receipt of your application we will contact you to arrange a time for you to visit our offices to establish your account.
Q: Is interest paid on my checking account?
A: Yes! If you want a checking account that pays a market rate of interest, check out our Presidents Checking and Now Interest Bearing accounts.
Q: Can I open an account if I don't live in the United States? What if I live in the United States but am not a citizen yet?
A: At this time, we only accept applications from persons residing within the United States with valid U.S. tax identification numbers (Social Security Numbers).
Q: Can I do all of my banking with you?
A: Yes! Thanks to the convenience of Direct Deposit and ATMs, everyday banking activities can be performed on your own time. Contact us with questions about your banking needs.
Q: How frequently is my information updated?
A: Your account information is updated every business day with new transactions that posted to your account the previous day.
Q: Are wire transfers possible to and from my checking account?
A: Yes! Funds can be transferred to and from accounts by wire transfer or via ACH (Automated Clearing House) debits or credits. Contact us for details, or visit our office.
Q: How do I make a deposit to my account from a remote location?
A: You can do most of your banking by using direct deposit, ATMs or ACH (Automated Clearing House) transactions. We also offer a bank-by-mail service, which allows you to mail non-recurring deposits. Contact us for details on a method that's best for you.
Q: When do I have access to use Internet Banking?
A: With Online Banking, you have access to your account information 24 hours a day, 7 days a week! Enroll Today