Minimum balance to earn APY for an IRA CD is $500
2-5 year CDs are simple interest, compounded annually
(1) Minimum of five bill pays within 30 days of account opening.
(2) 9, 11, 13, and 15 month CD will renew for a term of 12 months at maturity
(3) 119 Day and 7 month CD will renew for a term of 6 months at maturity
(4) $ 100,000.00 Maximum

Early withdrawal penalty:
Under 1 year – Penalty 90 days of interest
Over 1 year –Penalty 180 days of interest
Death – No Penalty

Early withdrawal penalties and fees may apply and reduce earnings.
Accounts are not offered for brokered deposits, institutional investments or public funds
A Service fee of $100.00 is assessed if an account is closed within 6 months of opening.
Daily balance method is used to calculate interest.
Annual Percentage Yield may change on Savings, Interest Earning Checking and Money Market accounts after the account is opened.

Rates and Terms are subject to change without notice