Special Service Fees
Certain charges may be shown on individual account disclosures, some of which may be tied to balance requirements. These balance requirements are based on either the daily balance method or the average daily balance method as indicated. If the daily balance method is indicated, the charges shown are assessed if the balance in the account falls below the required balance any day during the indicated period. If the average daily balance method is indicated, the charges shown are assessed if the average daily balance during the indicated period falls below the required average balance. The average daily balance is calculated by adding the balance in the account each day of the period and dividing that figure by the number of days in the period.
Listed services are available to bank customers, unless otherwise noted. The bank reserves the right to add, change, limit or discontinue services without notice. Fees may be assessed against, and transaction limitations may apply to, your account. Please refer to our “Terms and conditions of your account” disclosure for additional details.
SAVINGS ACCOUNTS and MONEY MARKET ACCOUNTS are limited by Federal Regulations to six (6) preauthorized, automatic, telephonic, or check transfers per statement cycle. There is a service fee for over six (6) transfers of $6.00 per item for Savings Accounts and $15.00 per item for Money Market Accounts. Fees may reduce earnings. Rates are subject to change without notice.